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The Power of A Personal Budget – 5 Golden Principles To Financial Independence

I am a firm believer in a personal budget.  There are many systems out there that can be used.  It does not matter what system you use as long as you create budget and put in on paper.  Documenting...

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How I Save $19,853 A Year By Not Wasting My Money On These 7 Things

People love to spend money.  They say it makes them feel good.  If they have a bad day or go through a bad breakup they convince themselves that the cure is to go spend money.  I sort of, but not...

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A Password Manager To Maintain Your Financial Health and Identity

If you are anything like me, or I now should say were, you probably use the same login and password for most of online accounts.  No matter how many times we hear stories about security breaches or...

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Save $600 or More A Year By Saying Goodbye To Your Cell Phone Company

I always look for ways to save money in everything that I do.  The way I view money is like a game.  I challenge myself to spend as little as possible while receiving as much value for my dollar as I...

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Buying Brand New Cars: A Big Bad Mistake

Buying a brand new car is the biggest mistake that you can make when it comes to increasing your wealth on your path to financial independence.  I learned this the hard way not only once, but twice!...

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